Gold Loan

Regency Gold Loan can be avail to Micro Retailers, Employees of MSME’s Self Employed Persons, daily wage Earners having daily Cash Flow not having access to organized finance for completing there Working Capital or any emergency funds requirement.

You can make the payment of loan on the daily basis.

EMI Start from 100 Rupees.

Loan will be approved within 24 hours after lodging the application. Terms and Conditions apply.

Product Features : Easy Repayment, Low Ticket Size, Regular Clientele, Daily Cash Inflow,

(10 days late payment allowed in 240 Days).

Documents Required

  • Completely filled Loan Application form with passport size photographs of all borrowers.
  • Proof of Identity: Copy of any of the approved identity proof documents (Aadhaar Card, Passport, Voter’s Identity Card, Driving License, PAN Card, Ration Card)
  • Proof of Residence: Any of the following address proof (Aadhaar Card, Passport, Voter’s Identity Card, Driving License, PAN Card, Ration Card, Most recent utility bills)
  • Income Proof:
    • For Salaried Individuals:
      • Last 3 months salary slip
      • Form 16 issued by the Employer for the last assessment year
      • Updated Bank Statements showing salary and saving entries for the last 6 months
    • For Self-Employed:
      • Business Profile – A note giving information on the nature of the business/profession, form of organization, clients, suppliers, etc.
      • Latest 6 months bank statement
      • Last 3 years Income Tax Returns and financials including Balance Sheets, Profit & Loss Accounts of the business/ profession along with Schedules.
  • Property documents, if property has been identified